•Before joining Riza Capital, Ricardo’s was a Managing Director (MD) at Credit Suisse Hedging Griffo, acting as a wealth advisor in several areas: (i) estate planning, (ii) succession, (iii) taxation, (iv) onshore investment vehicles, (v) and offshore, and (vi) Family law, using synergies of the Brazil, Bahamas and Zurich platform and across all units of the bank
•Close partnership with IB generated in 2013 the structuring of CSHG's largest investment fund with AuM of BRL 8.5 billion and revenue in 2016 of BRL 15.3 million.
•Furthermore, last year he led more than 300 repatriation processes (Voluntary Disclosure Program) and he restructured a real estate fund of a family that brought to CSHG BRL 1.3 billion in NNA. In 2017, Ricardo has participated directly in the wealth restructuring of 3 important families that added more BRL 1.2 billion in NNA.
•For the last 14 years Ricardo has had direct participation in the highest fundraising inside Private Banking and created a very close personal relationship with the major UHNW relationships in Brazil.
•Ricardo adds value by offering holistic view on clients’ needs, resulting in increased trust of clients even asking for advice on non-financial assets such as properties abroad, works of art and aircrafts, and often the product of this sales ends up being all directed to Wealth Management
•Mr. Xavier, Ricardo holds a law degree from Pontifícia Universidade Católica de São Paulo (PUC-SP), besides having attended other two post graduations.